Privacy Policy

## 1. Introduction
Welcome to Guardian Insurance Solutions (“us”, “we”, or “our”). Our Privacy Policy governs your visit to https://www.guardianinsurancesolutions.com/ (“Service”) and explains how we collect, safeguard, and disclose information from your use of our Service. By using our Service, you agree to the collection and use of information in accordance with this policy.

## 2. Definitions
- *Service:* The website operated by Guardian Insurance Solutions.
- *Personal Data:* Information about a living individual who can be identified from those data.
- *Usage Data:* Data collected automatically generated by the use of the Service.
- *Cookies:* Small files stored on your device.
- *Data Controller:* The entity that determines the purposes and means of processing personal data.
- *Data Processors (or Service Providers):* Entities that process data on behalf of the Data Controller.
- *Data Subject:* Any living individual who is the subject of Personal Data.
- *The User:* The individual using our Service.

## 3. Information Collection and Use
We collect several types of information to provide and improve our Service:
- *Personal Data:* Email, name, phone number, address, Cookies, and Usage Data.
- *Usage Data:* Information such as IP address, browser type, pages visited, and time spent on pages.
- *Location Data:* Information about your location if you give permission.
- *Tracking Cookies Data:* Data from cookies and similar tracking technologies.

## 4. Use of Data
Guardian Insurance Solutions uses collected data to:
- Provide and maintain our Service
- Notify you about changes
- Allow participation in interactive features
- Provide customer support
- Gather analysis to improve our Service
- Monitor usage
- Detect and address technical issues
- Fulfill contractual obligations
- Provide you with notices, offers, and information

## 5. Retention of Data
We retain your Personal Data only as long as necessary for purposes set out in this Privacy Policy. Usage Data is generally retained for a shorter period unless used for security or functionality improvement.

## 6. Transfer of Data
Your information may be transferred to and maintained on computers located outside your jurisdiction. By submitting your information, you agree to this transfer. We ensure your data is treated securely and in accordance with this Privacy Policy.

## 7. Disclosure of Data
We may disclose personal information:
- For law enforcement
- In a business transaction
- To our subsidiaries and affiliates
- To contractors and service providers
- To fulfill the purpose you provide it for
- For other disclosed purposes with your consent

## 8. Security of Data
We strive to use commercially acceptable means to protect your Personal Data but cannot guarantee its absolute security.

## 9. Your Data Protection Rights
### GDPR (EU/EEA Residents)
You have the right to:
- Access, update, or delete your information
- Rectify inaccurate information
- Object to processing
- Restrict processing
- Data portability
- Withdraw consent

### CalOPPA (California Residents)
We agree to:
- Allow anonymous site visits
- Include “Privacy” in our Privacy Policy link on the homepage
- Notify users of privacy policy changes
- Allow users to change personal information by emailing us

### CCPA (California Residents)
You have the right to:
- Know what personal information we collect
- Request deletion of personal information
- Opt-out of the sale of personal information

## 10. Service Providers
We may employ third-party companies to facilitate our Service, provide Service on our behalf, or assist us in analyzing how our Service is used.

## 11. Links to Other Sites
Our Service may contain links to other sites not operated by us. We are not responsible for their content or privacy practices.

## 12. Children’s Privacy
Our Services are not intended for children under 18. We do not knowingly collect personal information from children under 18.

## 13. Changes to This Privacy Policy
We may update our Privacy Policy periodically. Changes are effective when posted on this page. We will notify you of significant changes via email and/or notice on our Service.

## 14. Contact Us
If you have any questions about this Privacy Policy, please contact us at support@guardianinsurancesolutions.com.

*No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.*